Thou Shalt Not Sign Contracts At Thine Door

I had some errands to run on Saturday morning (before tackling rebuilding the blog) and when I got back my girlfriend told me that someone had came by with a great offer to replace our 6 year old water heating tank with a rental that would cost $23.95/month and would show up on our existing [...]

CanadianCouchPotato.com

There is a new blog on the internet called CanadianCouchPotato.com. In a nutshell, the purpose of the blog is to help investors who are thinking about dumping their advisor to start investing on their own, without making it a part-time job. The “couch potato” term refers to the fact that the portfolios are very low [...]

New Mortgage Rules For Canadians Starting April 19th 2010

Jim Flaherty announced changes to mortgage rules in Canada on February 16th, 2010 which are to take effect on April 19th, 2010. Here is a list of the changes: Borrowers will be tested on their ability to make payments on a five year fixed-rate mortgage, even though they may choose different terms (e.g. a three [...]

Money Making Decluttering

Designer extraordinaire, and guest author Daniela Garritano returns. If you would like to secure her services, don’t be afraid to email her by clicking here. Take it away D… Happy New Year everyone! Today’s class is all about becoming a de-clutter bug! Now, I don’t know about you, but every year after the holidays, I [...]

I Gladly Paid A 9.8% Fee To Have My Coins Counted

I know there is much written about low fees and costs on all the personal finance blogs, but you always have to remember that the other side of the equation is value. Sometimes a high relative fee can be stomached, and quite easily at that. Case in point: I had about three big jars of [...]

The Alphabet Soup of Financial Advisor Designations

I’ve compiled a list of 20 of the most common financial advisor designations and thrown them into a navigable mind map. Just click on a designation to see what it stands for. When you want to zoom back out, just click on some white-space around the objects (as far to the edges of the window [...]

What Is A Mutual Fund?

This is a quick four-minute video that I put together to explain the very basics of a mutual fund and how it works. Feel free to share it with anyone you think might like it. Note: you can click on the bottom right of the video to blow it up to a full-screen view. Enjoy! [...]

Cash For Clunkers Worked Too Well?

The Cash For Clunkers program in the United States might have worked too well. Under this program, people could turn in older, less fuel efficient cars for new cars and get up to $4,500 for their old clunkers. Critics asserted that all it would do is steal future sales and provide only a temporary increase [...]

Energy Saving Tips For Cold Weather

Designer extraordinaire, and guest author Daniela Garritano returns and this time she is writing about Energy Saving Tips For Cold Weather. If you would like to secure her services, don’t be afraid to email her by clicking here. Take it away D… Brrr! It’s coming! We all know the signs. Mornings are crisper, evenings are [...]

Planet Orange – An Attempt To Teach Young Kids About Money

Without a doubt, pretty much everyone I’ve met thinks that society as a whole needs to do a better job (any job?) teaching our young ones about money in general. Throw in a financial crisis and education on money matters is more top-of-mind than ever. But where and when do you start? The earlier the [...]