Comments on: Save to an RRSP or Pay off your Mortgage? Part 3 of 3 http://wheredoesallmymoneygo.com/save-to-an-rrsp-or-pay-off-your-mortgage-part-3-of-3/ A personal finance blog written by Preet Banerjee Sat, 11 Feb 2012 16:22:10 +0000 hourly 1 http://wordpress.org/?v=3.1.2 By: Mortgage ror | Yesterthings http://wheredoesallmymoneygo.com/save-to-an-rrsp-or-pay-off-your-mortgage-part-3-of-3/#comment-8056 Mortgage ror | Yesterthings Mon, 30 May 2011 19:38:18 +0000 http://symbiantcapital.com/2007/11/23/save-to-an-rrsp-or-pay-off-your-mortgage-part-3-of-3/#comment-8056 [...] Save to an RRSP or Pay off your Mortgage? Part 3 of 3 …Nov 23, 2007 … 6% ROR = $35500 8% ROR = $46300 10% ROR = $62200. Scenario D – Surplus funds go to the mortgage first, once the mortgage is paid off the … [...] [...] Save to an RRSP or Pay off your Mortgage? Part 3 of 3 …Nov 23, 2007 … 6% ROR = $35500 8% ROR = $46300 10% ROR = $62200. Scenario D – Surplus funds go to the mortgage first, once the mortgage is paid off the … [...]

]]> By: Preet http://wheredoesallmymoneygo.com/save-to-an-rrsp-or-pay-off-your-mortgage-part-3-of-3/#comment-170 Preet Thu, 29 Jan 2009 14:03:37 +0000 http://symbiantcapital.com/2007/11/23/save-to-an-rrsp-or-pay-off-your-mortgage-part-3-of-3/#comment-170 @ rm - good question - the unused RRSP contribution room carries forward and more than allows for future contributions over and above the annual contribution room generation. I generated a table of it somewhere. I'll see if I still have it and then post it as a follow up comment. Cheers @ rm – good question – the unused RRSP contribution room carries forward and more than allows for future contributions over and above the annual contribution room generation. I generated a table of it somewhere. I’ll see if I still have it and then post it as a follow up comment.

Cheers

]]> By: rm http://wheredoesallmymoneygo.com/save-to-an-rrsp-or-pay-off-your-mortgage-part-3-of-3/#comment-169 rm Thu, 29 Jan 2009 05:35:43 +0000 http://symbiantcapital.com/2007/11/23/save-to-an-rrsp-or-pay-off-your-mortgage-part-3-of-3/#comment-169 In your assumptions of our subject being able to increase RRSP contributions after the mortgage is paid off early in D, does this assume that ALL of that mortgage payment money would fit into RRSP contribution room? Someone making 60k/year (in today's dollars) can't put 24k into RRSPs/year. Was this factored in? In your assumptions of our subject being able to increase RRSP contributions after the mortgage is paid off early in D, does this assume that ALL of that mortgage payment money would fit into RRSP contribution room? Someone making 60k/year (in today’s dollars) can’t put 24k into RRSPs/year. Was this factored in?

]]> By: top 5 pay off your mortgage early websites http://wheredoesallmymoneygo.com/save-to-an-rrsp-or-pay-off-your-mortgage-part-3-of-3/#comment-168 top 5 pay off your mortgage early websites Sat, 02 Aug 2008 15:10:26 +0000 http://symbiantcapital.com/2007/11/23/save-to-an-rrsp-or-pay-off-your-mortgage-part-3-of-3/#comment-168 [...] in investment returns 5. Contributing to your ... did to your mortgage payment once it is paid offhttp://www.wheredoesallmymoneygo.com/save-to-an-rrsp-or-pay-off-your-mortgage-part-3-of-3/House prices: Should the Government intervene? Daily TelegraphWhen house prices are rising, the [...] [...] in investment returns 5. Contributing to your … did to your mortgage payment once it is paid offhttp://www.wheredoesallmymoneygo.com/save-to-an-rrsp-or-pay-off-your-mortgage-part-3-of-3/House prices: Should the Government intervene? Daily TelegraphWhen house prices are rising, the [...]

]]> By: Preet http://wheredoesallmymoneygo.com/save-to-an-rrsp-or-pay-off-your-mortgage-part-3-of-3/#comment-167 Preet Sat, 24 Nov 2007 11:06:54 +0000 http://symbiantcapital.com/2007/11/23/save-to-an-rrsp-or-pay-off-your-mortgage-part-3-of-3/#comment-167 <p>Fernando: thanks for the kind words. :)</p><p>Adeem: due to the high interest rates associated with credit cards - it is much better to pay that (and any other high interest debt) off first.</p> Fernando: thanks for the kind words. :)

Adeem: due to the high interest rates associated with credit cards – it is much better to pay that (and any other high interest debt) off first.

]]> By: Adeem Zafar http://wheredoesallmymoneygo.com/save-to-an-rrsp-or-pay-off-your-mortgage-part-3-of-3/#comment-166 Adeem Zafar Sat, 24 Nov 2007 10:37:23 +0000 http://symbiantcapital.com/2007/11/23/save-to-an-rrsp-or-pay-off-your-mortgage-part-3-of-3/#comment-166 <p>Very helpful series you have written. I did have a question though...this is about mortgage vs. RRSP...what about credit card debt versus RRSP?</p> Very helpful series you have written. I did have a question though…this is about mortgage vs. RRSP…what about credit card debt versus RRSP?

]]> By: Fernando http://wheredoesallmymoneygo.com/save-to-an-rrsp-or-pay-off-your-mortgage-part-3-of-3/#comment-165 Fernando Sat, 24 Nov 2007 06:54:31 +0000 http://symbiantcapital.com/2007/11/23/save-to-an-rrsp-or-pay-off-your-mortgage-part-3-of-3/#comment-165 <p>Hi. I'm a relatively recent reader of your blog, and I must say I'm quite impressed with your analysis. This is by far the most thorough one I've seen on this whole debate. Thank you!<br/></p> Hi. I’m a relatively recent reader of your blog, and I must say I’m quite impressed with your analysis. This is by far the most thorough one I’ve seen on this whole debate. Thank you!

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