The Preet Principle Calculator

I’m providing a spreadsheet that allows you to play with some assumptions for the Preet Principle – this calculator is not perfect by any means, but it will allow you to examine how the Preet Principle might work for your own situation.

It allows you to adjust:

1. Monthly Savings Amount
2. Timeframe of the Strategy
3. Long Term Rate of Return on your Portfolio
4. Long Term Interest Rates
5. Your Marginal Tax Rate

Please, please note: the calculator was literally whipped up without the intent of providing a throrough analysis – it was more to provide a general tool for comparing strategies and to see how various variables can affect the strategies.

Further, it assumes that you liquidate all your investments on the last day of the time period specified and taxes all investments at the top tax rate for your province. It DOES take into account your marginal tax rate up to that time, but another fault is that it cannot tell when you drop a tax bracket.

I’m sure you’ll have fun with it, but understand that it will only make sense if you read through the four part series on The Preet Principle – and understand that it is for rough estimation purposes only. To have a proper analysis done takes hours and will take into account even more variables.

Without further adieu: Click here to download The Preet Principle Calculator For Entertainment Purposes Only! 

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Related posts:

  1. The Preet Principle: Leveraging to Invest the Right Way! Part 2 of 4
  2. The Preet Principle: Leveraging to Invest the Right Way! Part 4 of 4
  3. The Preet Principle – Leveraging to Invest the Right Way! Part 1 of 4

About Preet
Preet Banerjee, B.Sc., FMA, DMS, FCSI is the W Network's Money Expert. He is a former stockbroker and financial planner. Prior to that, he was a racecar driver, and before that he trained to be a neuroscientist. Basically, he can't hold down a job for very long.

Comments

  1. Rob G says:

    Can’t download the calculator :(

  2. Preet says:

    @Rob – another casualty of the migration -I’ll have that up shortly…

  3. Preet says:

    @Rob – okay it should be working now – thanks for that.

  4. Rob G says:

    Thank you kindly!

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