Why 2.5 Billion Heartbeats Might Change The Way You Think About Money

I had the very extreme honour of being invited to give a TEDx talk recently. For those not who are not familiar with TED Talks, they are essentially a gathering of ideas from any aspect of life in which the various speakers are challenged to give the presentation of their lives in 18 minutes or less.

Talking about personal finance without regurgitating what has already been said 1000 times was quite a task. I’ll let you be the judge of whether this video is worth sharing, and if you think it is, I’d be grateful if you did post it on your Facebook pages, tweet it, or even email it to friends and family. I think the message is very important. (The first video is a short teaser video the conference organizers put together for each speaker. The second video is the actual TEDx Talk.)

The “Trailer” (1:17 run time)

Here’s the link if the video does not display for you. (Trailer)

The TEDx Talk (14:18 run time)

Here’s the link if the video does not display for you (TEDx Talk)



Preet Banerjee
Preet Banerjee
...is an independent consultant to the financial services industry and a personal finance commentator. You can learn more about Preet at his personal website and you can click here to follow him on Twitter.
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Showing 12 comments
  • Albert Yam

    Really enjoyed your TEDx talk.
    Even though, I am rather lucky in being able to pay off my credit card every month, (and saving). Your talk makes me feel like I have made a huge life mistake with our car loan (though it is in the plan). But if that keeps me my on the path, thanks.

    • Preet

      Even if it just plants the seed to hating debt for depreciating assets, it might influence future car buying decisions :)

      But hey, having a zero balance on your credit cards is a step ahead of a lot of people!

  • Traciatim

    Is this available for download somewhere like the talks from TED?

    • Preet

      Hey Traciatim, right now it is not available for download from TED.com. It’s listed under their TEDxTalks microsite, but those videos aren’t downloadable. I think it has to get upvoted to make it into the downloadable section. So for now, just youtube.

  • A Loonie Saved

    I’m with you on the car thing. I’m perfectly happy with my $14000 car.

    • Preet

      Love it.

  • My Own Advisor

    “…Working to pay interest” – great stuff Preet.

    My future self has 9 more years on the mortgage :(

    My current self owns a 13-year old car. :)

    I’m getting there…slowly…

    • Preet

      That’s awesome! See you tomorrow!

  • Real Estate Investment Software

    Your aritcle is full of useful information. keep it up. Preet I hope you keep writing more blogs like this one. Thank you for the article Preet.

  • $25000 Dividends

    !00% agree on not spending today since your future self will have to pay for it.

    Another suggestion, is to not own a car. The cost of my BMW (Bike Metro Walk) costs me $77 per month or $924 per year and keeps me fit.

    • Preet

      I thought it stood for Bayerische Motor Werkes (or Bavarian Motor Works) or something…. :P

      But so true. If you can skip car ownership (or leasing), you can achieve quite a bit.

  • Mark Huber

    Great information Preet!

    Always enjoy your views.

    Keep it up!

    In my opinion, all to many Canadians will be forced to fund their retirement with their home equity – assuming the real estate market holds…

    To combat this scenario, I’ve written a new report entitled, “The 10 Top Myths Of Canadian Home Ownership – Exposed” and was wondering if I missed anything…

    You can pick up your free copy at: HowToGetRidOfYourMortgage.com

    I would welcome your thoughts and comments.


    Mark Huber, CFP